Advanced Learner Loan

Suggested copy for your college or training organisation’s website.

Have you heard about the Advanced Learner Loan?

If you're aged 19 or over and want to study A Levels, an Access to Higher Education Diploma, or a Level 3 to 6 (Level 3 or 4 only if your course begins before 1 August 2016) Vocational Qualification, you'll need to pay your college or training organisation for the cost of your course.

The Advanced Learner Loan is a government-funded loan to help learners. It's easy to apply for, doesn’t take your household income into account and doesn’t involve a credit check.

Here are some key facts about the loan:

  • Repayments are linked to what you earn and not how much you borrowed.
  • You only have to start making repayments when you’ve finished your course and you’re earning over £21,000 a year (which is £404 a week or £1,750 a month). Until then you don’t need to pay back anything, but you can make voluntary repayments at any time.
  • You pay 9% of the money you earn over £21,000, before tax. For example, if you earn £22,000 a year, your monthly repayment will be £7 a month; and if you earn £35,000 a year, it will be £105 per month.
  • Interest is charged on a sliding scale between the Retail Price Index (RPI) and RPI +3%, depending on how much you earn.

For further information, contact [College/training organisation contact name/details] or visit the National Careers Service website.


When studying for your future you need to ensure that you choose the course for the right reasons. Elmhouse Training can help you to make this decision.

Open Mind

Training is a process of learning, unlearning and developing. Elmhouse Training always encourage our learners to approach training with an open mind to ensure you learn all that you can while on programme.

Training + Development

This is a process, remember anything worth having requires hard work and one thing we know is training and development is hard work.

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